Credit card abuse is arguably the single largest reason that most Americans are in debt.  While being heavily in debt is a financial problem, it has far deeper consequences than just monetary ones.  People in debt often suffer emotionally and physically as well, as the resulting stress can and does take its toll.  While credit card companies have repeatedly tried to wash their hands of this problem, citing the fact that it is individuals who...

nstead of putting your money in low interest money market accounts, consider investing in a physical entity, such as real estate or a business. Real Estate Speculation Nowadays, low interest ratesrequire investors to be extremely creative. While real estate has always been a risky investment, it is smart to look out for markets that are currently undergoing difficulty. If you can pinpoint a market that will rebound, then you will be in a prime...